If IQ Data is contacting you about a debt, understanding your rights under the Fair Debt Collection Practices Act (FDCPA) is essential. Harassment can include repeated or excessive phone calls, especially when calls come multiple times a day or at inconvenient hours. Debt collectors cannot legally threaten lawsuits, wage garnishment, or arrest if those actions are not allowed or not intended. You are entitled to receive a written validation notice of the debt within five days of the first contact. If you ask a collector to stop calling your workplace, they must comply. Discussing your debt with friends, family members, or coworkers is strictly prohibited. Any abusive, rude, or threatening behavior—including profanity or intimidation—violates federal law and may entitle you to compensation. Recognizing these red flags can help you take control and put an end to unlawful debt collection practices.
✅ Take Action Now: https://protectionforconsumers.com/put-an-end-to-iq-data-debt-collection-harassment/